{ "name": "aturan-cek-loker", "title": { "id": "Aturan tanda bahaya Cek Loker", "en": "Cek Loker job-scam warning-sign rules" }, "description": { "id": "Aturan yang dipakai alat Cek Loker untuk mengenali tanda bahaya lowongan palsu: pola teks, bobot, pertanyaan, penjelasan, dan sumber.", "en": "The rules the Cek Loker tool uses to spot warning signs of fake job ads: text patterns, weights, questions, explanations and sources." }, "apiVersion": "v1", "license": { "id": "CC-BY-4.0", "title": "Creative Commons Attribution 4.0 International", "url": "https://creativecommons.org/licenses/by/4.0/", "note": { "id": "Lisensi CC BY 4.0 berlaku untuk kompilasi KarirAman. Setiap baris mencantumkan penerbit aslinya; sebutkan KarirAman dan penerbit asli saat memakai data ini.", "en": "CC BY 4.0 applies to the KarirAman compilation. Every row names its original publisher; credit both KarirAman and the original publisher when you use this data." } }, "publisher": { "name": "KarirAman", "url": "https://kariraman.com/", "email": "halo@kariraman.com", "parentOrganization": { "name": "Kode Nirlaba", "url": "https://kodenirlaba.org/" } }, "dateModified": "2026-10-08", "rowCount": 17, "pages": { "id": "https://kariraman.com/cek-loker/", "en": "https://kariraman.com/en/check-a-job/" }, "distributions": { "json": "https://kariraman.com/api/v1/scam-rules.json", "csv": "https://kariraman.com/data/aturan-cek-loker.csv" }, "fields": [ { "name": "id", "type": "string", "description": { "id": "Id aturan (R01 dan seterusnya).", "en": "Rule id (R01 and up)." } }, { "name": "category", "type": "string", "description": { "id": "Kategori tanda.", "en": "Signal category." } }, { "name": "weight", "type": "integer", "description": { "id": "Bobot 0 sampai 3. Kecocokan bobot 3 berarti risiko tinggi; bobot 0 adalah catatan hukum yang tidak mengubah hasil.", "en": "Weight 0 to 3. Any weight-3 match means high risk; weight 0 is a legal note that never changes the verdict." } }, { "name": "applies_to", "type": "string", "description": { "id": "domestic (dalam negeri), abroad (luar negeri), atau both.", "en": "domestic, abroad or both." } }, { "name": "question_id", "type": "string", "description": { "id": "Pertanyaan daftar periksa (bahasa Indonesia).", "en": "Checklist question (Indonesian)." } }, { "name": "question_en", "type": "string", "description": { "id": "Pertanyaan daftar periksa (bahasa Inggris).", "en": "Checklist question (English)." } }, { "name": "explanation_id", "type": "string", "description": { "id": "Mengapa ini penting (bahasa Indonesia).", "en": "Why it matters (Indonesian)." } }, { "name": "explanation_en", "type": "string", "description": { "id": "Mengapa ini penting (bahasa Inggris).", "en": "Why it matters (English)." } }, { "name": "patterns", "type": "array", "description": { "id": "Ekspresi reguler tanpa membedakan huruf besar (sintaks JavaScript, flag \"iu\").", "en": "Case-insensitive regular expressions (JavaScript syntax, flags \"iu\")." } }, { "name": "suppress_if_patterns", "type": "array", "description": { "id": "Pola yang membatalkan kecocokan bila muncul di dekatnya.", "en": "Patterns that cancel a match when they occur nearby." } }, { "name": "suppress_if_window_tokens", "type": "integer", "description": { "id": "Jumlah kata yang dihitung sebagai dekat untuk pembatalan.", "en": "How many words count as nearby for suppression." } }, { "name": "escalate_patterns", "type": "array", "description": { "id": "Pola yang menaikkan bobot menjadi 3.", "en": "Patterns that raise the weight to 3." } }, { "name": "escalate_with_rules", "type": "array", "description": { "id": "Aturan yang menaikkan bobot menjadi 3 bila ikut cocok.", "en": "Rules that raise the weight to 3 when they also match." } }, { "name": "modus", "type": "array", "description": { "id": "Halaman modus terkait (translation key).", "en": "Related scam pages (translation keys)." } }, { "name": "source_ids", "type": "array", "description": { "id": "Id sumber untuk baris ini (lihat daftar sumber).", "en": "Ids of the sources behind this row (see the sources list)." } }, { "name": "source_urls", "type": "array", "description": { "id": "URL sumber tersebut, dalam urutan yang sama.", "en": "URLs of those sources, in the same order." } }, { "name": "source_publishers", "type": "array", "description": { "id": "Penerbit asli sumber tersebut, dalam urutan yang sama.", "en": "Original publishers of those sources, in the same order." } } ], "rows": [ { "id": "R01", "category": "fee", "weight": 3, "applies_to": "both", "question_id": "Apakah Anda diminta membayar sesuatu, misalnya pendaftaran, pelatihan, seragam, medical, psikotes, APD, mess, ID card, tiket, visa atau deposit, sebelum mulai bekerja?", "question_en": "Have you been asked to pay for anything, such as registration, training, a uniform, a medical check, a psychological test, safety gear, lodging, an ID card, tickets, a visa or a deposit, before starting work?", "explanation_id": "Kemnaker menyebut permintaan uang untuk administrasi, pelatihan atau seragam sebagai ciri lowongan palsu, dan perusahaan resmi tidak meminta biaya apa pun kepada pelamar. Sudin Nakertransgi Jakarta Timur menyebut biaya MCU atau psikotes sebagai modus, dan UU 1/1970 Pasal 14 mewajibkan APD diberikan cuma-cuma. Penempatan oleh instansi pemerintah tidak boleh memungut biaya (UU 13/2003 Pasal 38). Untuk kerja ke luar negeri, urutannya: UU 18/2017 Pasal 30 ayat (1) menyatakan PMI tidak dapat dibebani biaya penempatan; Permen P2MI 17/2025 membebankan biaya penempatan kepada pemberi kerja, dan pekerja hanya boleh ditagih biaya yang tertulis dan dirinci dalam Perjanjian Penempatan; permintaan uang di luar dokumen itu, tunai atau ke rekening pribadi, adalah tanda bahaya.", "explanation_en": "Indonesia's Ministry of Manpower (Kemnaker) lists requests for money for administration, training or uniforms as a sign of a fake vacancy, and says official companies do not ask applicants for any fee. East Jakarta's labour office flags medical and psychological test fees, and UU 1/1970 Article 14 makes safety gear free. Government placement services may not charge fees (UU 13/2003 Article 38). For work abroad the order is: UU 18/2017 Article 30(1) says migrant workers cannot be charged placement costs; Permen P2MI 17/2025 puts placement costs on the employer, and the worker may be charged only costs written and itemised in the Perjanjian Penempatan (placement agreement); any request for money outside that document, in cash or to a personal account, is a red flag.", "patterns": [ "biaya\\s+(pendaftaran|registrasi|administrasi|admin|pelatihan|training|seragam|medical|medis|tes\\s+kesehatan|pemeriksaan\\s+kesehatan|id\\s*card|kartu\\s+(identitas|karyawan|pegawai)|tiket|visa|proses|pemberkasan|interview|wawancara|penempatan)", "uang\\s+(jaminan|pendaftaran|administrasi|seragam|pelatihan|muka|deposit)", "\\bdeposit\\b", "transfer\\s+(dulu|dahulu|terlebih\\s+dahulu)", "\\b(bayar|transfer)\\s+dp\\b", "\\bdp\\s+(dulu|terlebih|sebesar)", "komisi\\s+agen\\s+(dibayar\\s+)?di\\s*muka", "potong\\s+gaji\\s+untuk\\s+agen", "(registration|application|admin(istration)?|training|uniform|medical|processing|visa|placement)\\s+fees?\\b", "upfront\\s+(payment|fee)", "pay\\s+(a\\s+)?(fee|deposit)\\s+(first|upfront|before)", "refundable\\s+deposit", "biaya\\s+(psikotes|mcu|apd|sepatu\\s+safety)", "(bayar|transfer|setor|kirim)\\s+(biaya|uang)\\s+(mess|asrama|tiket)" ], "suppress_if_patterns": [ "ditanggung", "\\bgratis\\b", "tanpa\\s+biaya", "tidak\\s+dipungut", "bebas\\s+biaya", "dibayar\\s+(oleh\\s+)?(perusahaan|pemberi\\s+kerja|majikan|user)", "free\\s+of\\s+charge", "paid\\s+by\\s+(the\\s+)?employer", "\\bno\\s+fees?\\b" ], "suppress_if_window_tokens": 6, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "biaya-rekrutmen", "kapal-pesiar-palsu", "casting-model-palsu", "calo-titipan-kerja-pabrik", "rekrutmen-bumn-cpns-palsu" ], "source_ids": [ "kemnaker-5-ciri-loker-palsu-republika-2025", "kemnaker-6-ciri-loker-bodong-kompastv-2025", "ojk-satgas-pasti-booklet-scam-2026", "uu-13-2003-ketenagakerjaan-jdih-bpk", "uu-18-2017", "permen-p2mi-17-2025", "hk-labour-fdh-faq", "koran-jakarta-sudin-nakertransgi-jaktim-2026-08-12", "uu-1-1970-hak-pekerja-dan-apd" ], "source_urls": [ "https://ekonomi.republika.co.id/berita/sq0416423/ini-5-ciriciri-lowongan-kerja-palsu-versi-kemnaker", "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf", "https://peraturan.bpk.go.id/Details/43013/uu-no-13-tahun-2003", "https://peraturan.go.id/files/uu18-2017bt.pdf", "https://peraturan.go.id/files/permen-p2mi-no-17-tahun-2025.pdf", "https://www.fdh.labour.gov.hk/en/faq.html", "https://koran-jakarta.com/2026-08-12/pemkot-jaktim-minta-pelamar-waspadai-modus-kerja-palsu", "https://peraturan.bpk.go.id/Details/47614/uu-no-1-tahun-1970" ], "source_publishers": [ "Republika", "Kompas TV", "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)", "JDIH BPK", "Kementerian Hukum RI (peraturan.go.id)", "Kementerian Hukum RI (peraturan.go.id)", "Labour Department, Hong Kong SAR Government", "Koran Jakarta", "JDIH BPK RI" ] }, { "id": "R02", "category": "channel", "weight": 2, "applies_to": "both", "question_id": "Apakah semua proses, termasuk wawancara, hanya lewat WhatsApp atau Telegram tanpa alamat kantor dan email perusahaan yang bisa dicek?", "question_en": "Does everything, including the interview, happen only on WhatsApp or Telegram, with no office address or company e-mail you can check?", "explanation_id": "Kemnaker menyebut wawancara instan lewat chat tanpa konfirmasi resmi sebagai ciri lowongan palsu, dan OJK menyarankan untuk tidak langsung percaya pada lowongan yang datang lewat pesan pribadi. Nomor WhatsApp saja belum tentu penipuan, karena banyak usaha kecil merekrut lewat WhatsApp. Yang berbahaya adalah gabungannya: hanya lewat chat, tanpa alamat jelas, lalu ada permintaan uang atau data.", "explanation_en": "Kemnaker lists instant chat-only interviews without formal confirmation as a sign of a fake vacancy, and OJK advises not to trust vacancies that arrive by private message straight away. A WhatsApp number alone does not mean a scam, because many small businesses recruit on WhatsApp. The danger is the combination: chat only, no clear address, then a request for money or data.", "patterns": [ "wa\\.me/", "t\\.me/", "chat\\.whatsapp\\.com", "(hubungi|kirim\\s+cv|kirim\\s+lamaran|lamar|daftar)\\s+(via|lewat|ke|melalui)\\s+(wa|whatsapp|telegram|dm|inbox)\\b", "(interview|wawancara)\\s+(via|lewat|melalui)\\s+(chat|wa|whatsapp|telegram)\\b", "(contact|apply|message|text)\\s+(us\\s+)?(on|via)\\s+(whatsapp|telegram)" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [ "hanya\\s+(via|lewat|melalui)\\s+(wa|whatsapp|telegram)\\b", "(via|lewat)\\s+(wa|whatsapp)\\s+saja", "(join|gabung|masuk)\\s+(ke\\s+)?grup\\s+telegram", "only\\s+(via|on|through)\\s+(whatsapp|telegram)" ], "escalate_with_rules": [ "R01", "R07" ], "modus": [ "hrd-palsu-whatsapp-telegram", "kerja-paruh-waktu-like-subscribe", "file-apk-lamaran-kerja" ], "source_ids": [ "kemnaker-5-ciri-loker-palsu-republika-2025", "ojk-satgas-pasti-booklet-scam-2026", "kemnaker-6-ciri-loker-bodong-kompastv-2025" ], "source_urls": [ "https://ekonomi.republika.co.id/berita/sq0416423/ini-5-ciriciri-lowongan-kerja-palsu-versi-kemnaker", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf", "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai" ], "source_publishers": [ "Republika", "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)", "Kompas TV" ] }, { "id": "R03", "category": "identity", "weight": 2, "applies_to": "both", "question_id": "Apakah perekrut memakai alamat email gratis, misalnya gmail atau yahoo, bukan domain milik perusahaan?", "question_en": "Does the recruiter use a free e-mail address, such as gmail or yahoo, instead of the company's own domain?", "explanation_id": "Kemnaker menyebut email dan situs dengan domain gratis sebagai ciri lowongan palsu, karena perusahaan tidak punya identitas digital resmi yang bisa diverifikasi. Sebagian usaha kecil yang sah juga memakai email gratis, jadi cocokkan dengan sumber resmi lain sebelum menyimpulkan.", "explanation_en": "Kemnaker lists free e-mail and website domains as a sign of a fake vacancy, because the company has no official digital identity that can be verified. Some legitimate small businesses also use free e-mail, so check other official sources before you decide.", "patterns": [ "@(gmail|googlemail|yahoo|ymail|rocketmail|outlook|hotmail|live|aol|icloud|proton|protonmail)\\.[a-z.]+" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "hrd-palsu-whatsapp-telegram", "biaya-rekrutmen" ], "source_ids": [ "kemnaker-5-ciri-loker-palsu-republika-2025", "kemnaker-6-ciri-loker-bodong-kompastv-2025" ], "source_urls": [ "https://ekonomi.republika.co.id/berita/sq0416423/ini-5-ciriciri-lowongan-kerja-palsu-versi-kemnaker", "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai" ], "source_publishers": [ "Republika", "Kompas TV" ] }, { "id": "R04", "category": "pay", "weight": 2, "applies_to": "both", "question_id": "Apakah gaji yang ditawarkan jauh di atas UMK daerah itu, padahal syaratnya ringan atau tanpa pengalaman?", "question_en": "Is the pay far above the local minimum wage (UMK) even though the requirements are light or no experience is needed?", "explanation_id": "Kemnaker menyebut gaji yang tidak masuk akal untuk pekerjaan yang tidak jelas atau posisi pemula sebagai ciri lowongan palsu. Untuk tawaran ke luar negeri, Kemnaker juga menyebut gaji tinggi atau fantastis dengan syarat ringan sebagai tanda bahaya. Pola ini hanya dihitung bila iklan menyebut syarat pemula dan angka gaji yang jauh di atas UMK setempat.", "explanation_en": "Kemnaker lists pay that is unrealistic for vague or entry-level work as a sign of a fake vacancy. For overseas offers, Kemnaker also flags very high pay with easy requirements. This rule only counts when the ad states entry-level requirements and a pay figure far above the local UMK.", "patterns": [ "tanpa\\s+pengalaman", "lulusan\\s+(sd|smp|sma|smk|slta|sltp)\\b", "min(imal|\\.)?\\s*(pendidikan\\s+)?(sd|smp|sma|smk|slta)\\b", "fresh\\s*grad(uate)?", "\\bno\\s+experience\\b", "entry[-\\s]level" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "biaya-rekrutmen", "kerja-luar-negeri-online-scam" ], "source_ids": [ "kemnaker-5-ciri-loker-palsu-republika-2025", "kemnaker-6-ciri-loker-bodong-kompastv-2025", "kemnaker-ciri-penipuan-kerja-luar-negeri-kompastv-2022" ], "source_urls": [ "https://ekonomi.republika.co.id/berita/sq0416423/ini-5-ciriciri-lowongan-kerja-palsu-versi-kemnaker", "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai", "https://www.kompas.tv/article/323252/kenali-ciri-ciri-penipuan-lowongan-kerja-ke-luar-negeri-untuk-pmi-atau-tki" ], "source_publishers": [ "Republika", "Kompas TV", "Kompas TV" ] }, { "id": "R05", "category": "process", "weight": 2, "applies_to": "both", "question_id": "Apakah Anda dijanjikan langsung diterima, dijamin lolos tanpa tes dan wawancara, atau dijamin disalurkan kerja?", "question_en": "Have you been promised that you are hired straight away, guaranteed to pass without a test or interview, or guaranteed a job placement?", "explanation_id": "Kemnaker menyebut proses rekrutmen yang tidak transparan, seperti wawancara instan lewat chat tanpa konfirmasi resmi, sebagai ciri lowongan palsu. BKN menegaskan tidak ada jalan menjadi CPNS atau PPPK tanpa seleksi terbuka, dan janji kelulusan dengan bayaran adalah penipuan. UU 8/1999 Pasal 9 ayat (1) huruf k melarang penawaran jasa dengan janji yang belum pasti.", "explanation_en": "Kemnaker lists non-transparent recruitment, such as instant chat interviews without formal confirmation, as a sign of a fake vacancy. The civil service agency BKN states there is no way to become a CPNS or PPPK without the open selection, and promises of passing in exchange for money are fraud. UU 8/1999 Article 9(1)(k) bars offering services with uncertain promises.", "patterns": [ "tanpa\\s+(interview|wawancara|tes|test|seleksi)", "langsung\\s+(kerja|diterima|masuk\\s+kerja|berangkat)", "pasti\\s+(diterima|lolos|berangkat|masuk)", "dijamin\\s+(diterima|lolos|kerja|berangkat|lulus)", "\\bno\\s+interview\\b", "guaranteed\\s+(job|placement|hire|hiring)", "hired\\s+(immediately|instantly)", "\\bjob\\s+guarantee\\b", "\\b(jaminan|garansi)\\s+(kerja|penyaluran|disalurkan)\\b", "\\b(dijamin|pasti)\\s+disalurkan\\b" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "rekrutmen-bumn-cpns-palsu", "calo-titipan-kerja-pabrik", "biaya-rekrutmen" ], "source_ids": [ "kemnaker-5-ciri-loker-palsu-republika-2025", "bkn-siaran-pers-oknum-casn-2023", "kemnaker-ciri-penipuan-kerja-luar-negeri-kompastv-2022", "uu-8-1999-pasal-9-10-janji-belum-pasti" ], "source_urls": [ "https://ekonomi.republika.co.id/berita/sq0416423/ini-5-ciriciri-lowongan-kerja-palsu-versi-kemnaker", "https://www.bkn.go.id/pelamar-casn-diminta-tidak-bertransaksi-dengan-oknum-seleksi/", "https://www.kompas.tv/article/323252/kenali-ciri-ciri-penipuan-lowongan-kerja-ke-luar-negeri-untuk-pmi-atau-tki", "https://peraturan.bpk.go.id/Download/33784/UU%20Nomor%208%20Tahun%201999.pdf" ], "source_publishers": [ "Republika", "Badan Kepegawaian Negara", "Kompas TV", "Badan Pemeriksa Keuangan RI (JDIH BPK)" ] }, { "id": "R06", "category": "task", "weight": 3, "applies_to": "both", "question_id": "Apakah pekerjaannya berupa tugas like, follow, subscribe, rating, ulasan, uji aplikasi atau menonton video, lalu Anda diminta mengisi saldo atau deposit untuk membuka tugas berikutnya?", "question_en": "Is the work about liking, following, subscribing, rating, reviewing, testing apps or watching videos, and are you then asked to top up a balance or deposit to unlock the next task?", "explanation_id": "Satgas PASTI OJK menjelaskan pola lowongan paruh waktu ini: korban diminta like dan subscribe, menerima bayaran kecil pertama, diajak masuk grup chat, lalu diminta deposit untuk misi berikutnya dengan janji deposit kembali plus imbalan. Deposit terus diminta sampai pelaku menghilang. Pada 2026 Satgas PASTI juga menghentikan aplikasi tugas menonton drama yang mensyaratkan deposit.", "explanation_en": "OJK's illegal-finance task force (Satgas PASTI) describes this part-time job pattern: the victim is asked to like and subscribe, receives a small first payment, is invited into a chat group, then is asked to deposit money for further missions with the promise of getting it back plus a reward. Deposits keep being requested until the scammer disappears. In 2026 Satgas PASTI also stopped a drama-watching task app that took deposits.", "patterns": [ "\\blike\\b.{0,30}\\bsubscribe\\b", "\\b(like|follow|subscribe|rating|review|ulasan)\\s+(dan|&|and)\\s+(subscribe|follow|share|like|rating|komen)", "tugas\\s+harian", "misi\\s+(harian|berikutnya|selanjutnya|pertama)", "komisi\\s+(per|setiap)\\s+(tugas|misi|order|klik|like)", "isi\\s+saldo", "top\\s*up\\s+(saldo|deposit)", "review\\s+produk", "(daily|simple)\\s+tasks?\\b", "commission\\s+per\\s+(task|order|click)", "(deposit|recharge)\\s+to\\s+unlock", "(tes|tester|optimasi|rating)\\s+(aplikasi|produk|game).{0,80}(deposit|top\\s*up|isi\\s+saldo)", "(nonton|tonton)\\s+(video|film|drama)\\s+(dibayar|digaji)", "beli\\s+(lisensi|hak\\s+cipta)\\s+(film|drama)" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "kerja-paruh-waktu-like-subscribe" ], "source_ids": [ "ojk-satgas-pasti-loker-paruh-waktu-2024", "ojk-satgas-pasti-booklet-scam-2026", "rgn-ojk-satgas-pasti-sp05-2026" ], "source_urls": [ "https://ojk.go.id/id/berita-dan-kegiatan/info-terkini/Pages/Satgas-PASTI-Blokir-311-Pinjol-Ilegal-dan-Pinpri.aspx", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Satgas-PASTI-Hentikan-Kegiatan-Penipuan-CANTVR-dan-YUDIA/Satgas%20PASTI%20Hentikan%20Kegiatan%20Penipuan%20CANTVR%20dan%20YUDIA.pdf" ], "source_publishers": [ "Otoritas Jasa Keuangan (Satgas PASTI)", "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)", "Satgas PASTI (Otoritas Jasa Keuangan)" ] }, { "id": "R07", "category": "data", "weight": 3, "applies_to": "both", "question_id": "Apakah Anda diminta mengirim foto KTP atau KK, selfie dengan KTP, nomor rekening, kode OTP, PIN atau password sebelum ada wawancara resmi, atau meminjamkan rekening dan kartu ATM?", "question_en": "Have you been asked to send a photo of your KTP or family card, a selfie holding your ID, your bank account number, an OTP code, a PIN or a password before any formal interview, or to lend your bank account or ATM card?", "explanation_id": "Kemnaker menyebut permintaan data sensitif seperti KTP, nomor rekening atau selfie dengan identitas 'untuk verifikasi' sebagai ciri lowongan palsu, karena data itu bisa disalahgunakan untuk pinjaman online atau kejahatan lain. OJK mengingatkan agar kode OTP, PIN dan password tidak pernah dibagikan kepada siapa pun. PPATK meminta masyarakat tidak meminjamkan atau menjual rekening.", "explanation_en": "Kemnaker lists requests for sensitive data such as a KTP, bank account number or a selfie with ID 'for verification' as a sign of a fake vacancy, because the data can be misused for online loans or other crimes. OJK reminds people never to share OTP codes, PINs or passwords with anyone. PPATK asks people never to lend or sell their bank accounts.", "patterns": [ "(foto|kirim|scan|upload|lampirkan)\\s+(foto\\s+)?(ktp|kk|kartu\\s+keluarga)\\b", "selfie\\s+(dengan|sambil\\s+memegang|pegang|bersama)\\s+(e-?)?ktp", "kode\\s+otp", "\\botp\\b", "\\bpin\\s+(atm|m-?banking|rekening|bank)", "(password|kata\\s+sandi)\\s+(akun|email|m-?banking|rekening)", "(kirim|lampirkan|cantumkan|sertakan)\\s+(nomor\\s+)?rekening", "nama\\s+ibu\\s+kandung", "(send|share)\\s+(us\\s+)?(your\\s+)?(otp|pin|password|bank\\s+details)", "selfie\\s+(with|holding)\\s+(your\\s+)?id", "(sewa|pinjam|jual|beli)(kan)?\\s+rekening", "(serahkan|kirim|titip|pinjam)(kan)?\\s+(kartu\\s+atm|buku\\s+tabungan)" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "hrd-palsu-whatsapp-telegram", "file-apk-lamaran-kerja", "kerja-paruh-waktu-like-subscribe" ], "source_ids": [ "kemnaker-6-ciri-loker-bodong-kompastv-2025", "ojk-satgas-pasti-booklet-scam-2026", "ppatk-jangan-pinjamkan-rekening-2025" ], "source_urls": [ "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf", "https://www.ppatk.go.id/siaran_pers/read/1508/ppatk-rampungkan-analisis-rekening-dormant-diharapkan-rekening-nasabah-lebih-terlindungi-terbebas-dari-potensi-penyimpangan-dan-penyalahgunaan.html" ], "source_publishers": [ "Kompas TV", "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)", "Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK)" ] }, { "id": "R08", "category": "abroad", "weight": 3, "applies_to": "abroad", "question_id": "Apakah tawaran kerja ke luar negeri memakai visa turis, kunjungan, umrah atau ziarah, atau tujuannya Kamboja, Myanmar, Laos atau Thailand lewat perekrut perorangan?", "question_en": "Does the overseas job offer use a tourist, visit, umrah or pilgrimage visa, or send you to Cambodia, Myanmar, Laos or Thailand through an individual recruiter?", "explanation_id": "UU 18/2017 Pasal 69 melarang orang perseorangan menempatkan PMI, dan Pasal 13 mewajibkan visa kerja serta perjanjian kerja. Kemnaker menyebut kerja dengan visa kunjungan, wisata atau ziarah sebagai ciri penipuan kerja ke luar negeri. KP2MI menyatakan Kamboja bukan negara tujuan penempatan resmi, dan Kemlu mencatat korban yang ditawari kerja di Thailand lalu dibawa ke pusat penipuan daring di Myanmar.", "explanation_en": "UU 18/2017 Article 69 bans individuals from placing migrant workers, and Article 13 requires a work visa and an employment contract. Kemnaker lists working on a visit, tourist or pilgrimage visa as a sign of overseas job fraud. KP2MI says Cambodia is not an official placement destination, and the foreign ministry (Kemlu) reports victims offered jobs in Thailand who were taken to online-scam compounds in Myanmar.", "patterns": [ "visa\\s+(turis|wisata|kunjungan|umrah|ziarah|pelancong|on\\s+arrival)\\b.{0,40}(kerja|bekerja)", "(kerja|bekerja)\\b.{0,40}visa\\s+(turis|wisata|kunjungan|umrah|ziarah|pelancong|on\\s+arrival)", "\\b(kamboja|cambodia|myanmar|myawaddy|laos|golden\\s+triangle)\\b", "(kerja|bekerja|lowongan|loker|\\bjob)\\b.{0,40}\\bthailand\\b", "jalur\\s+mandiri\\s+(lewat|melalui)\\s+(agen|sponsor|calo)", "(tourist|visit|visitor)\\s+visa\\b.{0,40}\\bwork" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "kerja-luar-negeri-online-scam", "perdagangan-orang", "kapal-pesiar-palsu" ], "source_ids": [ "uu-18-2017", "kemnaker-ciri-penipuan-kerja-luar-negeri-kompastv-2022", "kp2mi-bebas-visa-asean-nu-online-2026", "kemlu-pwni-myanmar-1203-ntvnews-2026", "kemlu-safe-travel-tips" ], "source_urls": [ "https://peraturan.go.id/files/uu18-2017bt.pdf", "https://www.kompas.tv/article/323252/kenali-ciri-ciri-penipuan-lowongan-kerja-ke-luar-negeri-untuk-pmi-atau-tki", "https://www.nu.or.id/nasional/kp2mi-nilai-bebas-visa-asean-buka-celah-wni-terjerat-industri-penipuan-online-di-kamboja-mZlIZ", "https://www.ntvnews.id/news/01110993/kemlu-ri-pulangkan-1203-wni-korban-sindikat-online-scam-dari-myanmar-hingga-juli-2026", "https://safetravel.kemlu.go.id/tips" ], "source_publishers": [ "Kementerian Hukum RI (peraturan.go.id)", "Kompas TV", "NU Online", "NTV News (Antara)", "Kementerian Luar Negeri RI" ] }, { "id": "R09", "category": "closed_route", "weight": 3, "applies_to": "abroad", "question_id": "Apakah Anda ditawari berangkat dari Indonesia lewat jalur SSW (Tokutei Ginou) bidang restoran atau jasa makanan di Jepang?", "question_en": "Are you being offered a departure from Indonesia on Japan's Specified Skilled Worker (SSW) route in the food service field?", "explanation_id": "Badan Imigrasi Jepang (ISA) menghentikan sementara penerbitan COE untuk SSW bidang jasa makanan sejak 13 April 2026; permohonan COE bidang itu yang diterima sejak tanggal tersebut tidak dikabulkan. Tawaran berangkat lewat jalur ini dari luar Jepang perlu dicek ulang ke status jalur terbaru.", "explanation_en": "Japan's Immigration Services Agency (ISA) suspended new COE issuance for the SSW food service field from 13 April 2026; COE applications in that field received from that date are not granted. Offers to depart on this route from outside Japan need a fresh check of the current route status.", "patterns": [ "(tokutei\\s+ginou|\\bssw\\b|specified\\s+skilled).{0,60}(restoran|gaishoku|food\\s+service|jasa\\s+makanan|外食)", "(restoran|food\\s+service|gaishoku|jasa\\s+makanan|外食).{0,60}(tokutei\\s+ginou|\\bssw\\b|specified\\s+skilled)" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [], "source_ids": [ "isa-ssw-food-service-coe-suspension-2026" ], "source_urls": [ "https://www.moj.go.jp/isa/03_00176.html" ], "source_publishers": [ "Immigration Services Agency of Japan (出入国在留管理庁)" ] }, { "id": "R10", "category": "process", "weight": 2, "applies_to": "both", "question_id": "Apakah Anda diminta menyerahkan ijazah asli, paspor atau dokumen asli lain sebagai jaminan?", "question_en": "Have you been asked to hand over your original diploma, passport or other original documents as a guarantee?", "explanation_id": "SE Menaker M/5/HK.04.00/V/2025 melarang pemberi kerja mensyaratkan atau menahan ijazah dan dokumen pribadi pekerja, antara lain paspor dan BPKB, sebagai jaminan kerja, dengan pengecualian sempit untuk pelatihan yang dibiayai pemberi kerja berdasarkan perjanjian tertulis. Kemnaker juga menyebut larangan menahan ijazah dan dokumen pribadi dalam UU Pelindungan Ketenagakerjaan yang disahkan DPR pada Oktober 2026. Paspor yang dipegang agen di luar negeri adalah salah satu tanda perdagangan orang.", "explanation_en": "Ministerial circular SE Menaker M/5/HK.04.00/V/2025 bars employers from requiring or holding workers' diplomas and personal documents, including passports and BPKB, as an employment guarantee, with a narrow exception for employer-funded training under a written agreement. Kemnaker also lists a ban on withholding diplomas and personal documents in the new Labour Protection Law passed by the DPR in October 2026. A passport held by an agent abroad is one of the signs of trafficking.", "patterns": [ "ijazah\\s+(asli\\s+)?(ditahan|disimpan|dititipkan|sebagai\\s+jaminan)", "(jaminan|menyerahkan|serahkan|titip(kan)?)\\s+ijazah(\\s+asli)?", "(serahkan|kumpulkan)\\s+(dokumen|berkas|sertifikat)\\s+asli", "paspor\\s+(akan\\s+)?(ditahan|dipegang|disimpan)", "(hold|keep)\\s+(your\\s+)?(passport|original\\s+(diploma|certificate))", "bpkb\\s+(asli\\s+)?(sebagai\\s+)?(jaminan|ditahan|disimpan)", "(serahkan|titipkan)\\s+bpkb" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "calo-titipan-kerja-pabrik", "perdagangan-orang", "kapal-pesiar-palsu" ], "source_ids": [ "law-se-menaker-m-5-2025-ijazah", "kemnaker-10-poin-uu-pelindungan-ketenagakerjaan-2026", "kemlu-pwni-myanmar-1203-ntvnews-2026" ], "source_urls": [ "https://disnaker.batam.go.id/wp-content/uploads/sites/36/2025/06/DOC-20250522-WA0002.-1.pdf", "https://kemnaker.go.id/news/detail/menaker-ungkap-poin-penting-uu-pelindungan-ketenagakerjaan-yang-wajib-diketahui-pekerja", "https://www.ntvnews.id/news/01110993/kemlu-ri-pulangkan-1203-wni-korban-sindikat-online-scam-dari-myanmar-hingga-juli-2026" ], "source_publishers": [ "Dinas Tenaga Kerja Kota Batam (meneruskan SE Menteri Ketenagakerjaan RI)", "Kementerian Ketenagakerjaan RI", "NTV News (Antara)" ] }, { "id": "R11", "category": "process", "weight": 1, "applies_to": "both", "question_id": "Apakah Anda didesak memutuskan atau membayar hari itu juga, atau diminta merahasiakan tawaran dari keluarga?", "question_en": "Are you being pushed to decide or pay the same day, or asked to keep the offer secret from your family?", "explanation_id": "Kemnaker menyebut balasan yang sangat cepat dan desakan untuk segera wawancara sebagai cara membuat pelamar panik. OJK menyarankan prinsip S.T.O.P: sadari kejanggalan, tahan diri sejenak, observasi dan cek, lindungi data dan dana.", "explanation_en": "Kemnaker describes very fast replies and pressure to interview at once as a way to make applicants panic. OJK recommends S.T.O.P: notice what is odd, pause, observe and check, and protect your data and money.", "patterns": [ "hari\\s+ini\\s+juga", "(kuota|slot|tempat|kursi)\\s+terbatas", "segera\\s+(transfer|bayar|daftar|konfirmasi|kirim)", "(batas|paling\\s+lambat)\\s+.{0,20}(jam|hari\\s+ini|malam\\s+ini|besok)", "jangan\\s+(bilang|cerita|kasih\\s+tahu|beri\\s+tahu|beritahu)\\s+(ke\\s+|kepada\\s+)?(siapa|keluarga|orang\\s+tua)", "\\brahasiakan\\b", "\\b(urgent|limited\\s+slots?|today\\s+only|act\\s+now)\\b" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "biaya-rekrutmen", "hrd-palsu-whatsapp-telegram", "perdagangan-orang" ], "source_ids": [ "kemnaker-6-ciri-loker-bodong-kompastv-2025", "ojk-satgas-pasti-booklet-scam-2026" ], "source_urls": [ "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf" ], "source_publishers": [ "Kompas TV", "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)" ] }, { "id": "R12", "category": "pay", "weight": 2, "applies_to": "domestic", "question_id": "Apakah 'pekerjaan' itu tanpa gaji pokok, menjanjikan penghasilan tak terbatas, dan meminta Anda membeli paket atau membayar biaya bergabung?", "question_en": "Does the 'job' have no base pay, promise unlimited income, and ask you to buy a package or pay a joining fee?", "explanation_id": "Pekerjaan berbasis komisi bisa sah, tetapi membayar untuk bisa bergabung adalah tanda bahaya. Kemnaker menyebut permintaan uang sebagai ciri lowongan palsu, dan OJK mencatat penipuan yang memakai pola pemasaran berjenjang, testimoni palsu dan desakan waktu.", "explanation_en": "Commission-based work can be legitimate, but paying to join is a red flag. Kemnaker lists requests for money as a sign of a fake vacancy, and OJK notes scams that use multi-level marketing patterns, fake testimonials and time pressure.", "patterns": [ "penghasilan\\s+(tidak|tak)\\s+terbatas", "tanpa\\s+gaji\\s+pokok", "(komisi|bonus)\\s+saja\\b", "biaya\\s+(join|bergabung|keanggotaan|member(ship)?)", "(beli|membeli)\\s+(paket|starter\\s*kit|produk)\\s+(dulu|terlebih\\s+dahulu|untuk\\s+(bergabung|join))", "\\b(unlimited\\s+income|commission\\s+only|joining\\s+fee|starter\\s+kit)\\b" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "biaya-rekrutmen" ], "source_ids": [ "kemnaker-6-ciri-loker-bodong-kompastv-2025", "ojk-satgas-pasti-booklet-scam-2026" ], "source_urls": [ "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai", "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf" ], "source_publishers": [ "Kompas TV", "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)" ] }, { "id": "R13", "category": "legal", "weight": 0, "applies_to": "domestic", "question_id": "Apakah iklan mensyaratkan batas usia tanpa alasan pekerjaan, berpenampilan menarik, atau status belum menikah?", "question_en": "Does the ad require an age limit without a job-related reason, an attractive appearance, or being unmarried?", "explanation_id": "Catatan hukum, bukan tanda penipuan: SE Menaker M/6/HK.04/V/2025 melarang diskriminasi dalam rekrutmen, termasuk batas usia, kecuali karakter pekerjaan benar-benar memerlukannya.", "explanation_en": "Legal note, not a scam signal: ministerial circular SE Menaker M/6/HK.04/V/2025 prohibits discrimination in recruitment, including age limits, unless the nature of the job genuinely requires it.", "patterns": [ "(usia|umur)\\s+(maks(imal|\\.)?|max(\\.)?|paling\\s+tinggi)\\s*\\d{2}", "berpenampilan\\s+menarik", "belum\\s+menikah", "good\\s+looking", "single\\s+only", "\\bmax(imum)?\\.?\\s+age\\s+\\d{2}" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [], "source_ids": [ "se-menaker-m-6-2025-media-kontan" ], "source_urls": [ "https://nasional.kontan.co.id/news/resmi-menaker-larang-pengusaha-lakukan-diskriminasi-rekruitmen-tenaga-kerja" ], "source_publishers": [ "Kontan" ] }, { "id": "R14", "category": "legal", "weight": 0, "applies_to": "domestic", "question_id": "Apakah kontrak kerja waktu tertentu (PKWT) mensyaratkan masa percobaan?", "question_en": "Does a fixed-term contract (PKWT) require a probation period?", "explanation_id": "Catatan hukum, bukan tanda penipuan: PP 35/2021 Pasal 12 menyatakan PKWT tidak dapat mensyaratkan masa percobaan; bila disyaratkan, masa percobaan itu batal demi hukum dan masa kerja tetap dihitung.", "explanation_en": "Legal note, not a scam signal: PP 35/2021 Article 12 says a fixed-term contract (PKWT) cannot require probation; if it does, the probation clause is void by law and the time still counts as service.", "patterns": [ "masa\\s+percobaan.{0,60}(kontrak|pkwt)", "(kontrak|pkwt).{0,60}masa\\s+percobaan", "probation.{0,60}(contract|fixed[-\\s]term)", "(fixed[-\\s]term|contract).{0,60}probation" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [], "source_ids": [ "pp-35-2021-pkwt-jdih-bpk" ], "source_urls": [ "https://peraturan.bpk.go.id/Details/161904/pp-no-35-tahun-2021" ], "source_publishers": [ "JDIH BPK" ] }, { "id": "R15", "category": "abroad", "weight": 3, "applies_to": "abroad", "question_id": "Apakah agen akan memegang paspor atau KTP Anda, menampung Anda sebelum berangkat, memotong gaji untuk melunasi 'utang', atau menawarkan kerja admin atau operator online di luar negeri tanpa nama P3MI resmi?", "question_en": "Will the agent hold your passport or ID, house you before departure, deduct wages to repay a 'debt', or offer admin or online-operator work abroad without naming a licensed agency (P3MI)?", "explanation_id": "UU 21/2007 Pasal 1 mendefinisikan perdagangan orang antara lain sebagai perekrutan, penampungan atau pengiriman seseorang dengan penipuan atau penjeratan utang untuk tujuan eksploitasi, termasuk kerja paksa. Kemlu melaporkan korban dari Myanmar yang ditawari gaji tinggi lalu paspornya disita dan geraknya dibatasi.", "explanation_en": "UU 21/2007 Article 1 defines trafficking in persons to include recruiting, harbouring or sending someone through fraud or debt bondage for exploitation, including forced labour. Kemlu reports victims returned from Myanmar who were offered high pay, then had their passports seized and their movement restricted.", "patterns": [ "(paspor|ktp)\\s+(akan\\s+)?(dipegang|ditahan|disimpan)\\s+(oleh\\s+)?(agen|sponsor|perusahaan|bos|majikan)", "(penampungan|asrama|mess)\\s+(sebelum|sambil\\s+menunggu)\\s+(berangkat|keberangkatan)", "gaji\\s+(akan\\s+)?(dipotong|potong)\\s+(untuk\\s+)?(melunasi|bayar|membayar|mengganti|ganti)\\s+(utang|hutang|biaya|tiket|ongkos)", "berangkat\\s+(dulu|duluan|lebih\\s+dulu).{0,30}(kontrak|visa\\s+kerja|dokumen)\\s+(menyusul|diurus)", "(admin|customer\\s+service|\\bcs\\b|operator\\s+(online|komputer|chat)|marketing\\s+online|data\\s+entry|telemarketing)\\b.{0,40}\\b(di|ke|in|to)\\s+(luar\\s+negeri|kamboja|cambodia|myanmar|thailand|laos|filipina|philippines|overseas)", "(passport|id\\s+card)\\s+(will\\s+be\\s+)?(kept|held)\\s+by\\s+(the\\s+)?(agent|employer|company)", "(debt\\s+bondage|work\\s+off\\s+(the\\s+|your\\s+)?(debt|ticket))" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "perdagangan-orang", "kerja-luar-negeri-online-scam" ], "source_ids": [ "uu-21-2007-pemberantasan-tppo", "kemlu-pwni-myanmar-1203-ntvnews-2026", "kemlu-laos-gtsez-kontan-2024" ], "source_urls": [ "https://peraturan.go.id/files/uu21-2007.pdf", "https://www.ntvnews.id/news/01110993/kemlu-ri-pulangkan-1203-wni-korban-sindikat-online-scam-dari-myanmar-hingga-juli-2026", "https://nasional.kontan.co.id/news/pemerintah-pulangkan-7-orang-wnipmi-pekerja-scammer-online-terjebak-di-laos" ], "source_publishers": [ "Kementerian Hukum RI (peraturan.go.id)", "NTV News (Antara)", "Kontan" ] }, { "id": "R16", "category": "data", "weight": 3, "applies_to": "both", "question_id": "Apakah Anda diminta mengunduh atau memasang file APK, misalnya 'formulir lamaran' atau 'surat panggilan kerja', yang dikirim lewat chat?", "question_en": "Have you been asked to download or install an APK file, for example an 'application form' or 'interview invitation', sent by chat?", "explanation_id": "OJK dan Kemenkominfo menjelaskan bahwa file APK palsu, setelah dipasang, dapat meminta akses SMS sehingga pelaku bisa membaca kode OTP dan masuk ke mobile banking korban. Keduanya menyarankan memasang aplikasi hanya dari toko aplikasi resmi.", "explanation_en": "OJK and the communications ministry explain that a fake APK file, once installed, can request SMS access so the scammer can read OTP codes and get into the victim's mobile banking. Both advise installing apps only from official app stores.", "patterns": [ "\\.apk\\b", "(unduh|download|instal|install|pasang)\\s+(file\\s+|aplikasi\\s+)?\\S*\\s*apk\\b", "(unduh|download|instal|install|pasang)\\s+(aplikasi|file).{0,40}(di\\s+luar|bukan\\s+dari|selain)\\s+(play\\s*store|app\\s*store)", "(formulir|surat\\s+panggilan|form|undangan)\\s+(lamaran|kerja|interview|wawancara|tes).{0,30}\\bapk\\b", "\\bapk\\s+file\\b" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "file-apk-lamaran-kerja" ], "source_ids": [ "ojk-kominfo-apk-cnn-2024", "bank-muamalat-apk-2026" ], "source_urls": [ "https://www.cnnindonesia.com/ekonomi/20240112093139-78-1048464/waspada-modus-penipuan-file-apk-pps-pemilu-yang-bisa-kuras-rekening", "https://www.bankmuamalat.co.id/index.php/artikel/marak-penipuan-berkedok-file-apk-ini-risiko-dan-langkah-pencegahannya1" ], "source_publishers": [ "CNN Indonesia", "Bank Muamalat Indonesia" ] }, { "id": "R17", "category": "fee", "weight": 3, "applies_to": "domestic", "question_id": "Apakah ada orang yang menawarkan 'jalur titipan', 'orang dalam' atau 'jalur khusus' agar Anda pasti masuk pabrik, perusahaan atau instansi pemerintah, dengan bayaran di muka atau potong gaji?", "question_en": "Is someone offering an 'inside track' (titipan or orang dalam) or a 'special route' so you are sure to get into a factory, a company or a government agency, for money upfront or a cut of your wages?", "explanation_id": "Polres Metro Bekasi memperingatkan penyalur kerja bodong yang menjanjikan bisa memasukkan pelamar ke perusahaan di kawasan industri dengan meminta uang, dan menyarankan mengecek penyalur ke Disnaker. Satgas Pungli Ketenagakerjaan Kabupaten Serang menelusuri pungutan liar dalam rekrutmen pabrik. Kemnaker menyebut UU Pelindungan Ketenagakerjaan yang baru memperkuat kewajiban melaporkan lowongan untuk mencegah percaloan. BKN menyatakan seleksi ASN tidak dipungut biaya, dan hakim yang menjual 'jalur khusus' CPNS diberhentikan dengan tidak hormat.", "explanation_en": "Bekasi metropolitan police warned about fake job distributors who promise to get applicants into industrial-zone companies for money, and advise checking any distributor with the local labour office (Disnaker). A Serang regency task force on illegal levies is investigating payments demanded in factory recruitment. Kemnaker says the new Labour Protection Law strengthens the duty to report vacancies to prevent brokering. BKN says civil service selection is free, and a judge who sold a 'special route' into CPNS was dismissed.", "patterns": [ "\\b(jalur|lewat|via|sistem|orang)\\s+titipan\\b", "\\btitipan\\s+(orang\\s+dalam|ordal|kerja|masuk|pabrik|pt)\\b", "\\buang\\s+titipan\\b", "\\b(lewat|jalur|via)\\s+(orang\\s+dalam|ordal)\\b", "uang\\s+(pelicin|terima\\s+kasih|rokok|kopi|bensin)", "(bayar|potong)\\s+(setelah|sesudah)\\s+(diterima|masuk\\s+kerja|gajian)", "(dijamin|pasti)\\s+masuk\\s+(pt|pabrik|perusahaan|kerja)", "bisa\\s+(memasukkan|masukin|masukan|bantu\\s+masuk)\\s+(ke\\s+)?(pt|pabrik|perusahaan|kawasan)", "(potong|dipotong)\\s+gaji\\s+(pertama|bulan\\s+pertama)", "\\bjalur\\s+khusus\\s+(cpns|pppk|asn|pns|bumn|honorer)\\b", "\\b(beli|jual|bayar|tebus)\\s+(sk|nip)\\b" ], "suppress_if_patterns": [], "suppress_if_window_tokens": null, "escalate_patterns": [], "escalate_with_rules": [], "modus": [ "calo-titipan-kerja-pabrik" ], "source_ids": [ "polres-metro-bekasi-penyalur-bodong-antara-2025", "satgas-pungli-naker-serang-republika-2026", "kemnaker-10-poin-uu-pelindungan-ketenagakerjaan-2026", "polsek-cikarang-pusat-loker-metrotv-2025", "bkn-siaran-pers-oknum-casn-2023", "ky-hakim-iw-diberhentikan-penipuan-cpns-2025" ], "source_urls": [ "https://megapolitan.antaranews.com/berita/421681/polres-bekasi-imbau-warga-waspada-penyalur-kerja-bodong", "https://news.republika.co.id/berita/tgdz723130000/satgas-pungli-serang-banten-petakan-percaloan-tenaga-kerja-di-pabrik", "https://kemnaker.go.id/news/detail/menaker-ungkap-poin-penting-uu-pelindungan-ketenagakerjaan-yang-wajib-diketahui-pekerja", "https://www.metrotvnews.com/read/NLMC8P87-penipu-lowongan-kerja-di-cikarang-raup-puluhan-juta-dari-korban", "https://www.bkn.go.id/pelamar-casn-diminta-tidak-bertransaksi-dengan-oknum-seleksi/", "https://www.komisiyudisial.go.id/frontend/news_detail/16203/penipuan-lolos-cpns-hakim-iw-diberhentikan-dengan-tidak-hormat" ], "source_publishers": [ "Antara", "Republika", "Kementerian Ketenagakerjaan RI", "Metro TV", "Badan Kepegawaian Negara", "Komisi Yudisial RI" ] } ], "sources": [ { "id": "kemnaker-5-ciri-loker-palsu-republika-2025", "title": "Ini 5 ciri-ciri lowongan kerja palsu versi Kemnaker", "url": "https://ekonomi.republika.co.id/berita/sq0416423/ini-5-ciriciri-lowongan-kerja-palsu-versi-kemnaker", "publisher": "Republika", "publisherType": "media", "documentType": "news", "publishedDate": "2025-01-13", "accessedDate": "2026-10-07", "verification": "OFFICIAL_VIA_MEDIA" }, { "id": "kemnaker-6-ciri-loker-bodong-kompastv-2025", "title": "6 Ciri Lowongan Kerja Bodong yang Perlu Diwaspadai", "url": "https://www.kompas.tv/ekonomi/633153/6-ciri-lowongan-kerja-bodong-yang-perlu-diwaspadai", "publisher": "Kompas TV", "publisherType": "media", "documentType": "news", "publishedDate": "2025-11-24", "accessedDate": "2026-10-07", "verification": "OFFICIAL_VIA_MEDIA" }, { "id": "ojk-satgas-pasti-booklet-scam-2026", "title": "Waspada, Penipuan (Scam) Mengintai Kita. Ayo Lawan dan Hindari! (Booklet Satgas PASTI)", "url": "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Booklet-Waspada-Penipuan-Scam-OJK/Booklet%20Waspada%20Penipuan%20Mengintai%20Kita%2c%20Ayo%20Lawan%20dan%20Hindari%21.pdf", "publisher": "Otoritas Jasa Keuangan (Sekretariat Satgas PASTI)", "publisherType": "regulator", "documentType": "pdf", "publishedDate": "2026-08-12", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "uu-13-2003-ketenagakerjaan-jdih-bpk", "title": "Undang-Undang Nomor 13 Tahun 2003 tentang Ketenagakerjaan", "url": "https://peraturan.bpk.go.id/Details/43013/uu-no-13-tahun-2003", "publisher": "JDIH BPK", "publisherType": "government", "documentType": "law", "legalId": "UU 13/2003 Pasal 37 dan 38", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "uu-18-2017", "title": "Undang-Undang Nomor 18 Tahun 2017 tentang Pelindungan Pekerja Migran Indonesia", "url": "https://peraturan.go.id/files/uu18-2017bt.pdf", "publisher": "Kementerian Hukum RI (peraturan.go.id)", "publisherType": "government", "documentType": "law", "legalId": "UU 18/2017", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "permen-p2mi-17-2025", "title": "Peraturan Menteri P2MI/Kepala BP2MI Nomor 17 Tahun 2025 tentang Biaya Penempatan Pekerja Migran Indonesia", "url": "https://peraturan.go.id/files/permen-p2mi-no-17-tahun-2025.pdf", "publisher": "Kementerian Hukum RI (peraturan.go.id)", "publisherType": "government", "documentType": "regulation", "legalId": "Permen P2MI 17/2025", "publishedDate": "2025-08-19", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "hk-labour-fdh-faq", "title": "Foreign Domestic Helpers: Frequently Asked Questions (Q24)", "url": "https://www.fdh.labour.gov.hk/en/faq.html", "publisher": "Labour Department, Hong Kong SAR Government", "publisherType": "foreign_government", "documentType": "web_page", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "koran-jakarta-sudin-nakertransgi-jaktim-2026-08-12", "title": "Pemkot Jaktim Minta Pelamar Waspadai Modus Kerja Palsu (Koran Jakarta)", "url": "https://koran-jakarta.com/2026-08-12/pemkot-jaktim-minta-pelamar-waspadai-modus-kerja-palsu", "publisher": "Koran Jakarta", "publisherType": "media", "documentType": "news", "publishedDate": "2026-08-12", "accessedDate": "2026-10-08", "verification": "OFFICIAL_VIA_MEDIA" }, { "id": "uu-1-1970-hak-pekerja-dan-apd", "title": "Undang-Undang Nomor 1 Tahun 1970 tentang Keselamatan Kerja (Pasal 12 sampai 14)", "url": "https://peraturan.bpk.go.id/Details/47614/uu-no-1-tahun-1970", "publisher": "JDIH BPK RI", "publisherType": "government", "documentType": "law", "legalId": "UU 1/1970 Pasal 12, 13, 14", "publishedDate": "1970-01-12", "accessedDate": "2026-10-08", "verification": "PRIMARY" }, { "id": "kemnaker-ciri-penipuan-kerja-luar-negeri-kompastv-2022", "title": "Kenali Ciri-ciri Penipuan Lowongan Kerja ke Luar Negeri untuk PMI", "url": "https://www.kompas.tv/article/323252/kenali-ciri-ciri-penipuan-lowongan-kerja-ke-luar-negeri-untuk-pmi-atau-tki", "publisher": "Kompas TV", "publisherType": "media", "documentType": "news", "publishedDate": "2022-08-29", "accessedDate": "2026-10-07", "verification": "OFFICIAL_VIA_MEDIA" }, { "id": "bkn-siaran-pers-oknum-casn-2023", "title": "Pelamar CASN Diminta Tidak Bertransaksi dengan Oknum Seleksi (Siaran Pers 014/RILIS/BKN/X/2023)", "url": "https://www.bkn.go.id/pelamar-casn-diminta-tidak-bertransaksi-dengan-oknum-seleksi/", "publisher": "Badan Kepegawaian Negara", "publisherType": "government", "documentType": "press_release", "publishedDate": "2023-10-19", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "uu-8-1999-pasal-9-10-janji-belum-pasti", "title": "Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen (Pasal 9 dan 10)", "url": "https://peraturan.bpk.go.id/Download/33784/UU%20Nomor%208%20Tahun%201999.pdf", "publisher": "Badan Pemeriksa Keuangan RI (JDIH BPK)", "publisherType": "government", "documentType": "law", "legalId": "UU 8/1999", "publishedDate": "1999-04-20", "accessedDate": "2026-10-08", "verification": "PRIMARY" }, { "id": "ojk-satgas-pasti-loker-paruh-waktu-2024", "title": "Satgas PASTI Blokir 311 Pinjol Ilegal dan Pinpri (bagian 'Waspada Modus Penipuan')", "url": "https://ojk.go.id/id/berita-dan-kegiatan/info-terkini/Pages/Satgas-PASTI-Blokir-311-Pinjol-Ilegal-dan-Pinpri.aspx", "publisher": "Otoritas Jasa Keuangan (Satgas PASTI)", "publisherType": "regulator", "documentType": "press_release", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "rgn-ojk-satgas-pasti-sp05-2026", "title": "Siaran Pers SP 05/STPASTI/V/2026: Satgas PASTI Hentikan Kegiatan Penipuan CANTVR dan YUDIA", "url": "https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Satgas-PASTI-Hentikan-Kegiatan-Penipuan-CANTVR-dan-YUDIA/Satgas%20PASTI%20Hentikan%20Kegiatan%20Penipuan%20CANTVR%20dan%20YUDIA.pdf", "publisher": "Satgas PASTI (Otoritas Jasa Keuangan)", "publisherType": "regulator", "documentType": "press_release", "publishedDate": "2026-05-21", "accessedDate": "2026-10-08", "verification": "PRIMARY" }, { "id": "ppatk-jangan-pinjamkan-rekening-2025", "title": "PPATK rampungkan analisis rekening dormant, diharapkan rekening nasabah lebih terlindungi (siaran pers PPATK)", "url": "https://www.ppatk.go.id/siaran_pers/read/1508/ppatk-rampungkan-analisis-rekening-dormant-diharapkan-rekening-nasabah-lebih-terlindungi-terbebas-dari-potensi-penyimpangan-dan-penyalahgunaan.html", "publisher": "Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK)", "publisherType": "government", "documentType": "press_release", "publishedDate": "2025-08-09", "accessedDate": "2026-10-08", "verification": "PRIMARY" }, { "id": "kp2mi-bebas-visa-asean-nu-online-2026", "title": "KP2MI Nilai Bebas Visa ASEAN Buka Celah WNI Terjerat Industri Penipuan Online di Kamboja", "url": "https://www.nu.or.id/nasional/kp2mi-nilai-bebas-visa-asean-buka-celah-wni-terjerat-industri-penipuan-online-di-kamboja-mZlIZ", "publisher": "NU Online", "publisherType": "media", "documentType": "news", "publishedDate": "2026-02-25", "accessedDate": "2026-10-07", "verification": "OFFICIAL_VIA_MEDIA" }, { "id": "kemlu-pwni-myanmar-1203-ntvnews-2026", "title": "Kemlu RI Pulangkan 1.203 WNI Korban Sindikat Online Scam dari Myanmar hingga Juli 2026", "url": "https://www.ntvnews.id/news/01110993/kemlu-ri-pulangkan-1203-wni-korban-sindikat-online-scam-dari-myanmar-hingga-juli-2026", "publisher": "NTV News (Antara)", "publisherType": "media", "documentType": "news", "publishedDate": "2026-07-20", "accessedDate": "2026-10-07", "verification": "OFFICIAL_VIA_MEDIA" }, { "id": "kemlu-safe-travel-tips", "title": "Safe Travel Kemlu: tips bekerja di luar negeri", "url": "https://safetravel.kemlu.go.id/tips", "publisher": "Kementerian Luar Negeri RI", "publisherType": "government", "documentType": "web_page", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "isa-ssw-food-service-coe-suspension-2026", "title": "特定技能「外食業分野」における在留資格認定証明書交付の一時停止措置について", "url": "https://www.moj.go.jp/isa/03_00176.html", "publisher": "Immigration Services Agency of Japan (出入国在留管理庁)", "publisherType": "foreign_government", "documentType": "press_release", "publishedDate": "2026-04-13", "accessedDate": "2026-10-07", "verification": "PRIMARY" }, { "id": "law-se-menaker-m-5-2025-ijazah", "title": "Surat Edaran Menteri Ketenagakerjaan Nomor M/5/HK.04.00/V/2025 tentang Larangan Penahanan Ijazah dan/atau Dokumen Pribadi Milik Pekerja/Buruh oleh Pemberi Kerja (salinan dari Disnaker Kota Batam)", "url": "https://disnaker.batam.go.id/wp-content/uploads/sites/36/2025/06/DOC-20250522-WA0002.-1.pdf", "publisher": "Dinas Tenaga Kerja Kota Batam (meneruskan SE Menteri Ketenagakerjaan RI)", "publisherType": "government", "documentType": "circular", "legalId": "SE Menaker M/5/HK.04.00/V/2025", 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