---
title: "Finance, Accounting and Banking Careers in Indonesia"
description: "Finance careers in Indonesia: accounting staff, accountants, auditors, tax staff, tellers, back office, loan officers and insurance agents."
lang: en
canonical: "https://kariraman.com/en/careers/category/finance-accounting/"
dateModified: "2026-10-08"
sources: []
---

> Markdown version of https://kariraman.com/en/careers/category/finance-accounting/. Cite that HTML page and its update date.

# Finance, accounting and banking careers: job types, requirements, licences and pay

For school leavers and graduates looking for a first job or a new one. Compare finance, accounting and banking careers by degree, licence or certification, scam risk and the status of their pay data.

## Summary

- KarirAman has 10 career guides in Finance and accounting.
- 5 of them are licensed professions.
- 5 careers carry a high or very high risk of job scams.
- Each row links the full guide: duties, requirements, pay data, training routes and scam patterns.

## How do Finance and accounting careers compare?

**Comparing Finance and accounting careers**

| Career | Typical entry education | Licence or certification | Scam risk | Pay data available | Best for |
| --- | --- | --- | --- | --- | --- |
| [Accountant](https://kariraman.com/en/careers/accountant/) | Bachelor's degree (S1) | State register of accountants; public accountant licence for audits | Low scam risk | BPS group reference and the minimum wage only | Accounting graduates who are precise and ready to sit the CA or CPA certification exam<br>editorial judgement |
| [Accounting Staff](https://kariraman.com/en/careers/accounting-staff/) | D3 diploma | BNSP competency certificate (optional) | Low scam risk | BPS group reference and the minimum wage only | Accounting graduates who are careful with numbers, keep records tidy and cope with closing deadlines<br>editorial judgement |
| [Auditor](https://kariraman.com/en/careers/auditor/) | Bachelor's degree (S1) | Public accountant licence to sign audit reports; BNSP competency certificate (optional) | Medium scam risk | Official government pay scale | Accounting graduates who are critical, thorough and able to stay independent when checking<br>editorial judgement |
| [Bank Back-Office Staff](https://kariraman.com/en/careers/bank-back-office-staff/) | D3 diploma | BNSP competency certificate (optional) | High scam risk | BPS group reference and the minimum wage only | Diploma or degree holders who are careful with documents and prefer back-office work to the counter<br>editorial judgement |
| [Bank Teller](https://kariraman.com/en/careers/bank-teller/) | D3 diploma | BNSP competency certificate (optional) | High scam risk | BPS group reference and the minimum wage only | Diploma or degree holders who count accurately and enjoy serving customers at a branch<br>editorial judgement |
| [Debt Collector](https://kariraman.com/en/careers/debt-collector/) | Senior or vocational high school | Professional certificate in collection (required at finance companies and collection agencies); BNSP competency certificate (optional) | High scam risk | BPS group reference and the minimum wage only | Patient, calm people who can deal with debtors and work within OJK collection rules<br>editorial judgement |
| [Financial Analyst](https://kariraman.com/en/careers/financial-analyst/) | Bachelor's degree (S1) | OJK WPPE, WPEE or WMI licence, only for certain roles at securities companies; BNSP competency certificate (optional) | High scam risk | BPS group reference and the minimum wage only | Finance or accounting graduates who like numbers, spreadsheet models and writing recommendations<br>editorial judgement |
| [Insurance Agent](https://kariraman.com/en/careers/insurance-agent/) | Senior or vocational high school | Agency certificate and registration with OJK | High scam risk | BPS group reference and the minimum wage only | People who like meeting new people, explain products honestly and are ready to earn by commission.<br>editorial judgement |
| [Loan Officer](https://kariraman.com/en/careers/loan-officer/) | D3 diploma | BNSP competency certificate (optional) | Medium scam risk | BPS group reference and the minimum wage only | Diploma or degree holders who like meeting people, assess small businesses carefully and enjoy fieldwork.<br>editorial judgement |
| [Tax Officer](https://kariraman.com/en/careers/tax-officer/) | D3 diploma | No specific licence | Medium scam risk | BPS group reference and the minimum wage only | Accounting or tax graduates who are precise and keep up with changing tax rules<br>editorial judgement |

"Best for" is an editorial judgement, not an official requirement. Pay-data status is described in words; the figures and their sources are on each career page.

[Careers in Indonesia: duties, requirements and pay data](https://kariraman.com/en/careers/)